Debt Architect illustrates the potential benefits of consolidating current debts into a new first and/or second mortgage. It is formatted in an easy-to-follow, guided approach to provide simple data entry and easily interpretted results.

Debt Architect collects all the individual's information (income, house value, current debts, etc.) and calculates possible scenarios of first and second mortgages to replace current debt. The Debt Architect then provides detailed information about the monthly savings, long-term savings, and several alternatives including an investment option.

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